Climate Stress Testing for Financial Institutions
Quantify climate risk across your portfolio and translate it into credit risk, capital impact, and strategic decisions.
Convert climate scenarios into PD, LGD, ECL and capital outcomes.
Climate Scenarios
Physical & Transition Risk
Credit Risk Models
Financial Impact
From Climate Scenarios to Financial Impact
Inputs
NGFS scenarios and SSP pathways
Hazard models for flood, drought, heat, cyclone and others
Transition drivers like carbon price and policy
Outputs
Climate-adjusted PD
Climate-adjusted LGD
Exposure at Default
Expected Credit Loss
Capital Impact & Portfolio Intelligence
Understand Capital and Provisioning Impact
Risk Weighted Assets under climate stress
Capital Adequacy Ratio impact
Incremental provisioning requirements
Portfolio Risk Visibility
Sector-wise exposure under stress
Geography-level vulnerability mapping
Counterparty-level risk breakdown
From Risk to Action
Climate Derisked Lending
Risk-based loan pricing
Sustainability-linked loans
Sector-specific credit strategies
New Financial Products
Climate derisked loan products
Parametric insurance based on weather triggers
Risk transfer structures
Borrower Engagement
Identify high-risk counterparties
Run data collection campaigns
Support transition planning
Enable better pricing, smarter lending, and new revenue streams under climate risk
Built for Decision Makers
A single platform to quantify, manage, and act on climate risk across your financial portfolio
Climate-adjusted PD, LGD, ECL
Capital planning and provisioning
Portfolio optimization
Regulatory compliance readiness